First Time Buyers

Buying your first home is often a daunting and stressful process. Here at KMC we understand this and provide a full and comprehensive service tailored to fit everyone’s needs and circumstances. We will outline the process in detail from start to finish and always be contactable 24/7 to help with any questions or concerns. From initial consultation to agreement in principal stage and then to full application we will be with you every step of the way.

Moving home

Moving home is without a doubt an exciting time. Why let mortgage paperwork take up your valuable time when KMC can look after it all for you? We will give you an in depth view of rates and products available to you on the market, as well as conducting a thorough analysis of your affordability meaning you will get the mortgage product that’s right for you. We aim to make the mortgage side of moving as stress free as possible, allowing you to concentrate on the move itself.

Re-mortgage

If you are looking to re-mortgage your current property, KMC will take an in-depth look at your current circumstances. Whether you are looking to switch to a better rate, or borrow more money we will assess the whole market, and present you with a new product based on your your objectives.

Reasons why you might wish to capital raise on a remortgage?

Debt consolidation (pay off loans or credit cards)
Purchase a new investment property
Home improvements
Pay off the help to buy loan
Divorce/ separation/ buy out house mate

Any other questions feel free to get in touch.

You may have to pay an early repayment charge to your existing lender if you remortgage/ redeem before the fixed rate ends

Adverse Credit

Many people assume that any form of poor/ adverse credit means they cannot obtain a mortgage. In our experience, there is often a solution and with our whole of market access we can find a mortgage tailored to suit your needs.

Self employed

At the Kentish Mortgage Company, we specialise in self employed mortgages. As self employed brokers ourselves, we know how stressful and difficult it can be to find a mortgage lender that suits our needs and objectives. 

A general misconception is that ‘if you do not have 3 years accounts you cannot obtain a mortgage’ This isn’t always true and there are many lenders that are much more flexible with this, with some high street banks taking one years accounts into consideration, depending on circumstances. If you are unsure on your position as self employed and where you stand in the mortgage process feel free to get in touch