Welcome to The Kentish Mortgage Company

Hello! The Kentish Mortgage Company is an independent, whole of market mortgage and insurance advisors. We aim to provide a bespoke service that is tailored to each of our clients allowing them to achieve their goals. Despite being based in Kent, we have clients nationwide and are more than happy help anyone regardless of location. Hence the name… Kentish!


The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.




From buying your first home, to purchasing a buy-to-let, we have the expertise to help you on your journey.

See all our mortgage services


We provide a comprehensive range of protection services at KMC from personal protection to business insurance.

View out protection products

Commercial Finance

We can help any financing issues facing your business, from development finance to ltd company buy-to-lets.

Get in touch to find out more

Meet the Founder

Chris Vernon, Founder, has always wanted to run his own business, and thrives on the chance to help his clients own their dream home or realise their mortgage goals. Chris achieved his CeMAP qualification in 2016 and has been in the industry since, gaining a wealth of experience before taking the steps to start his own business.


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What our clients say

  • Chris has helped us with our mortgage, re-mortgage and life insurance policies now and we couldn’t wish for a more trustworthy person to deal with these for us. He’s been endlessly helpful throughout and has been honest with his advice which has been really appreciated. Chris came highly recommended to us and in turn, we’ve recommended him to our friends when they’ve needed mortgage advice too.

    Dennis and Beth N.

  • When stamp duty easements came in 2020 I had a finite window to get on the proper ladder at a beneficial time.  I needed to structure the deposit in a complex manner.  Chris worked with me proactively to find a solution that made this acceptable to lenders.  We executed at strong market terms and secured the Stamp Duty easements.  We also met my wife’s timetable of being in by Christmas! I would highly recommend the services of Chris and his firm

    Chris R.

  • I came to Chris with a number of reservations about what was possible, how much help he might actually be, and a not an awful lot of faith that I could find a mortgage deal that I’d feel reasonably happy with. He responded with an open and pragmatic approach, demystified elements I initially struggled with and guided me through the application process. I ended up with a situation that, over a year later, I’m still satisfied with – I’m happy to recommend his services in this area

    Scott and Sarah L.

  • Chris has been absolutely wonderful in arranging my mortgage. He is very knowledgeable and helped select the right mortgage for my individual needs. He’s also very flexible and worked to fit around my work. It was really appreciated and I will definitely be coming back to Chris for a remortgage.

    Harriet J.

  • Chris was an excellent advisor, he took the time to go through the options for us, understanding our position and situation and ensured the mortgage option was the right one for us. He was always available for any questions we had and guided us seamlessly through the whole process.

    Tim and Katie C.